Thinking about a gearing strategy for your SMSF? When planning a borrowing in your SMSF to buy an asset such as property or shares (known as a “limited recourse borrowing arrangement” or LRBA), you can choose to borrow from a commercial lender or a private party. This could even be a related party of the SMSF, such as the SMSF members or the members’ family trust. Bypassing the banks might seem like a great way to draw on wealth you hold outside the SMSF to build your retirement savings. But be aware that if related-party LRBAs don’t reflect “arm’s … Continue reading Lending to your SMSF? Make sure you get it right